The avoidable struggle every retiree faces

Jim_SamsonIn this column I often discuss how to get to retirement faster. I’m constantly trying to broaden the possibilities for you to see that retirement doesn’t have to be at age 65, and that saving for retirement the traditional way doesn’t mean it’s the best way.

But today I want to focus on something equally important that very few people think about: post-retirement day-to-day life.

You may not realize it, but you likely don’t have a real plan for post-retirement. Here’s how to make a great one…

You do all the work to get to retirement, you save up the nest egg you want over decades, you work hard in your career, and then you finally reach retirement.

Now what?

Whether you utilize The Midas Legacy’s resources and get to that point quickly, or do it the traditional way and get to retirement in your late-60s, every retiree faces that question.

The problem is that the vast majority of people get there and their poorly thought out plan doesn’t work, or they had no idea what they were in for to begin with.

Then many end up watching television all day long, napping on the couch, and becoming entirely lazy.

That actually doesn’t sound too bad, right? WRONG! That’s perfect for maybe a week, and then you become bored out of your mind. Believe me, by using the same things taught in our educational courses, I was able to retire a several years ago and just relax on my boat.

It took less than a week for me to get bored out of my mind!

That’s why I’m writing this now, and why YOU need to get specific about your post-retirement plans.

Many people just say they want to travel when they retire. Great, but what about the days, weeks, or months when you aren’t traveling?

Plus, where do you want to travel to? And when? And how much will it cost?

Start with the big plans, such as where and when to travel, where you want to move to, any big plans for hobbies such as writing a book, etc. Then work your way down to the specifics…

And figure out a plan for staying active.

Of course, you can always take time off and do nothing in retirement- everyone needs that from time to time. But make sure you’re staying in shape, both mentally and physically.

Many people don’t realize how much they’re going to miss the social aspects of working, and retirement can be isolating of you let it.

My advice is to get involved with different things. Volunteer at a couple of places/organizations. Join a few clubs (cooking, crafts, cards, bowling, etc.). And never stop learning. Retirement is a great time to learn a new language, take up a new craft, start playing an instrument, etc.

Don’t fight as hard as you can to get to retirement and then realize you don’t know how to spend your day when you get there. Prepare yourself to have the retirement you’ve been dreaming about, and enjoy yourself as much as possible!

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