Your early-retirement formula is enclosed

Despite what the experts tell you, YOU are the only qualified person to handle your retirement portfolio…

Obviously, we’re going to be here for you every step of the way, but you’d be much better off ditching your 401k and firing your fund manager.

You’d actually end up saving a lot of time and money, plus the benefits of being able to withdraw whenever you need are endless.

That’s why I’m going to show you a simple way of finding the perfect portfolio that provides you with an early retirement.

When speaking of your retirement portfolio, there’s hundreds of formulas thrown around dictating the percentage of stocks, bonds, and commodities you should have in your account, but there’s really only 1 simple formula that should decide those amounts…

You’re going to want the perfect amount of stocks, bonds, and commodities in your account, but more importantly you need to have the right stocks, bonds, and commodities.

Finding the right assets to hold is something we’ll cover as you continue reading these articles, but let’s get your foundation in place so you can get on track for that perfect retirement portfolio.

Keep in mind, there may come a time when we tell you to rebalance your portfolio—this is just a fancy term for selling some assets and buying others.

Rebalancing your portfolio is only necessary when market conditions change, but for now the bull rages on, so that’s what we’re going to base your portfolio off.

The first magic number you’ll need is the percentage of stocks in your portfolio.

This is a very simple formula: Subtract your age from 110.

So, if you’re 50 years old, you’re going to want your portfolio to be made of 60% stocks; 70 years old—40% stocks, and so on.

The reason for this is you’re less vulnerable to the volatility of the market when retirement is further away.

At 50 years old, you’re able to take more of a gamble with your money. And we know how profitable those volatile stocks can be.

For the purposes of this portfolio, I’m going assume you’re 60 years old.

Therefore, the percentage of stocks in your portfolio is 50%.

The next thing you’re going to want to consider is bonds.

Bonds are considered a lot more stable of an investment, but they don’t come with the growth potential stocks bring.

From my experience, you’ll want about 25% of your portfolio in bonds.

That leaves us with 25% left over.

My rule of thumb dictates you should always have at least 10% of your portfolio in gold. Now, this can be done by purchasing physical gold or by purchasing gold stocks.

But take note that any gold stocks purchased should not be considered in your 50% stock allocation.

With our final 15% we’re going to do two things.

We’re going allocate 5% toward buying a market index.

You can do this through various ETFs that follow either the S&P 500 ($SPX), the Nasdaq ($COMPQ) or the Dow Jones ($INDU).

History tells us that the S&P 500 would be the best one to invest in. The SPDR S&P 500 ETF (SPY) is perfect for this.

Your final 10% will be kept in cash, because it’s important to remember: cash is a position too.

The value of it fluctuates with interest rates, but it can never go to zero.

Once you have your ideal portfolio lined up, it’s time to plug your numbers into our complimentary retirement calculator, which can be found here: www.TheMidasLegacy.com/Retirement-Calculator

You’ll be on the fast-track to early retirement in no time.

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