Thinking about your retirement doesn’t have to be scary. There are many factors that you have complete control of. You might even currently be better off than most other people in your generation.
But your state politicians don’t want you to think that. They’d prefer it if you were kept in the dark when it comes to retirement loopholes, and this secret could change your retirement completely.
Whether you have thousands of dollars in your retirement account, or you’ve yet to save a dime, there’s one factor that could make or break your retirement.
When it comes to retirement, politicians don’t want you to be comfortable. If you were financially comfortable, what would you need them for?
They keep you on a string of having just enough for retirement that you can survive, but not enough to live the comfortable retirement you’ve always dreamed of.
There’s one loophole that allows you to escape from these greedy politicians, and it could make or break your retirement.
The reason this retirement secret is so great is because it’s a fairly easy thing to do. Most people do it without realizing it, but they don’t take advantage of it when it comes time to retire.
The secret I’m talking about is moving.
Different states have different laws and taxes that help stimulate local economy, and there are 5 retirement havens dotted around America that specialize in people who want to retire comfortably.
The issue is, your state politicians don’t want you to know about them. If you move out of your state then you stop paying taxes there, which then affects the money that the politicians receive.
Why would they want you to know about this retirement secret if it’s going to affect their paychecks?
So, where are these secret retirement havens? And how much better are they for retirement than your current city?
Well there’s 4 factors that I would consider when picking out the best retirement cities: Cost of living, taxes, healthcare, and crime.
I would personally consider these factors in that order, but you may prefer great healthcare over low cost of living, or low crime over low taxes.
Either way, here are the 5 retirement havens that your politicians don’t want you to know about.
Franklin, Tennessee
Cost of living: low
Taxes: Very low
Healthcare: good
Crime: very low
West Des Moines, Iowa
Cost of living: low
Taxes: low
Healthcare: great
Crime: low
Scottsdale, Arizona
Cost of living: low
Taxes: low
Healthcare: good
Crime: low
Nashville, Tennessee
Cost of living: low
Taxes: very low
Healthcare: good
Crime: high
Sarasota, Florida
Cost of living: low
Taxes: low
Healthcare: average
Crime: high
You’ll notice that all 5 of these havens have a low cost of living. Low cost living can mean that your retirement fund’s value could double in some cases. If you saved all your money while living somewhere like New York, $100,000 would take you twice as far in any of these cities.
The taxes in these 5 havens are either very low or low. Taxes are factored in for the same reason as cost of living. The less taxes you pay, the more money you have.
Healthcare is obviously an important factor when it comes to retirement, but in my opinion having the extra money from low cost of living and very low taxes means you can afford better coverage anyway.
Crime is obviously a big factor for most people, and no city is immune to crime. The reason Nashville and Sarasota come 4th and 5th is because of their high crime rates, but as long you take precaution, this shouldn’t be too big a deterrent.
As I’ve mentioned, your politicians would never want you to learn about the retirement secret of moving to one of these cities. They want to keep you locked up in their state while you simply scrape by.
Break free from the political web and give these 5 cities a visit before retiring.
