I know what you’re thinking: “there’s no way I could retire ten years early… AND in luxury??”
After all, the internet is full of advice saying you should save millions of dollars before retiring. But that’s nonsense!
You see, I’m not just a financial guru—I’m also an investor who could retire tomorrow, but my lifelong goal is to take you with me…
That’s why right now I’m going to show you how to retire 10+ years ahead of schedule without ever worrying about money again.
In order to make sure you’re ready to retire 10+ years early in luxury, there are a few things on our checklist we need to cover…
What if you hate your current income situation?
If you’re comfortable with your current situation, that’s great! But if not, it’s time to stop putting off the change you know needs to happen.
Change is scary. It can feel like an all-or-nothing proposition: if your new life doesn’t work out perfectly, then what? There are two things I want you to remember:
- Don’t be afraid of failing.
If your dream life hasn’t panned out exactly as planned, that’s okay! It happens sometimes and there are almost always ways to fix things and learn from them (e.g., try something else).
Don’t let fear hold you back from trying something new; try again until it does work out for you.
2. Ask for help!
There is no shame in asking someone else for advice when starting something new or figuring out how much money is enough money for retirement early on in life (or any other question).
How to really own your time
The first thing you need to do is get started.
The next thing that you want to do is make sure that you are maximizing the value of your time.
You can do this by working on things that have high payoffs or low effort involved.
For example, if an activity earns $100 per hour (meaning it only took an hour), then this would be one of the best investments of your time compared to something that only gets you $25 an hour…
Weigh up your income by hour.
Do you make $100 an hour trading?
Then stick to that!
Do you only make $25 an hour doing odd job?
Then cut them out!
Organize your income streams.
If you spend less, then you won’t have to make as much money.
It’s pretty simple, right? But the real trick is to focus on how you can save money without feeling like you’re making sacrifices.
When I was a kid, my mom used to say “I love saving money!” while she was clipping coupons; it made me think that saving money was fun and easy.
Now that I’m grown up, though, I know better—but her lesson stuck with me: if you make saving money something that gives you joy or helps others, it becomes a lot easier to stick with it, and you’ll be able to fast forward that luxury retirement in no time.
