We’re led to believe that social security will save us when we enter retirement.
If you’re on social security already, then you’ll know it’s not even close to the amount you thought you’d get.
If you’re still waiting for a retirement that you believe will be helped by social security, then you’re in for a shock.
These dark secrets will tell you exactly why you can’t rely on social security anymore…
Dark Social Security Secret #1: The Pitfalls
For every 1 of the 12 benefits offered by Social Security, there are 10 “traps” that many Americans fall into. And these traps can have a lasting impact on your retirement.
For example, not getting your retirement timing perfect can result in losing out completely on a benefit you should be receiving.
To help dodge this pitfall, make sure you’re reading up on the ever-changing social security rules and tips.
Dark Social Security Secret #2: Under trained employees
This may come as no surprise, but you CANNOT count on Social Security employees to get you the maximum amount you should receive.
Social security agents are NOT trained to the level they need to be, which means you have to take your Social Security fate into your own hands.
Keep an eye on these articles to find out about the many different ways to do so.
Dark Social Security Secret #3: Avoiding Misinformation
Stemming from Secret #2, many of the answers you receive from Social Security can be 100% wrong.
So rather than getting information you need, a single call to a Social Security representative could cost you retirement income based on getting a false answer.
The point of today’s article is that the above dark secrets of Social Security have led to horror story after horror story – chances are good that someone you know has been screwed over by it…whether they know it or not.
And the stories may shock you.
For example, many widows have complained about Social Security signing them up for retirement benefits at age 62 WITHOUT their consent or knowledge, which caused them to miss out on hundreds of thousands of dollars by not being able to collect the maximum benefit by waiting until age 70!
So, here’s how YOU will avoid being ripped off by Social Security: ALWAYS record your conversations with Social Security representatives!
Horror story victims, like the above example of widows, have missed out on justice because there was simply no record of any conversations of SS reps giving false information and/or bad advice.
But if you record any interaction you have with Social Security representatives, and make your intentions clear, you can insulate yourself from the incompetence of the Social Security system.
Understanding these secrets and learning from these examples are the first steps to breaking away from Social Security “reliance.” You’ll either find out for yourself first hand or understand it now and change it.
