Retirement is just around the corner!
For the past 40 years or so, you’ve been working so you don’t have to when you’re older. Now, I’m sure you’re counting down the final years or maybe even months before you’re free from work FOREVER!
Like everyone else, you want to relax and enjoy life without having to take part in the day-to-day rat-race you’ve been a part of for far too long.
From here on out, it’s more or less a waiting game until you’re eligible to claim your retirement benefits…
But did you know that if your spouse has already retired, then some of these benefits are already available?
Whether you realize it or not, it’s likely that you have thousands of dollars’ worth of spousal benefits that are doing nothing more than collecting dust.
Here’s how you can easily get your hands on this FREE income today.
Let’s say your husband or wife retires early, but you don’t… you can still receive HALF of their full retirement benefit up until age 70!
With that said, you may be aware of the new laws that have been put into place to prevent people from collecting spousal benefits while they’re waiting to retire…
BUT, what the majority of people don’t understand is these laws only apply to a portion of the population.
If you happened to be born before January 1, 1954, then you’re in luck!
People who are 65 years or older are grandfathered into these benefits and are still eligible to take advantage of this easy money.
You could have HUNDREDS of dollars in extra income delivered straight to you every month from these same spousal benefits.
If you meet the age requirement and your husband or wife has already entered into retirement, then what’s holding you back from claiming this cash?
These benefits tend to average around $425 per month, depending on your spouse’s full retirement benefit.
If you do the math, that adds up to approximately $15K over the course of 3 years!
Imagine having a financial cushion like that to lean against as you move closer and closer towards retirement.
Sure, maybe you’re 65 or older, but your spouse is no longer in the picture…
Don’t worry. There’s still a good chance you can get your hands on these benefits.
If this describes your situation, you can file for a divorced spousal benefit for up to 4 years as long as you meet a few requirements.
1. You must have been married for 10 years or more.
2. Your ex must be over the age of 62.
3. You’ve either been separated from your spouse longer than 2 years or your ex has already started collecting retirement benefits.
If you can put a checkmark next to each one of these terms, then you can $5,000 richer after every year!
Once again, this is money that’s just sitting on ice and the longer you wait the more it will diminish. So, what do you really have to lose in taking it?
After all, it’s completely free!
If you’re nearing retirement and wouldn’t mind scooping up some additional compensation, then taking out spousal benefits may be the way to go.